Get in touch:
0121 296 8700 | info@mytopaz.co.uk
Welcome to Topaz
At Topaz, we provide specialist support services and ancillary solutions that complement your customer's property and business finance journey. Our aim is simple: to make life easier for brokers, advisers and their clients by bringing together a suite of trusted services, practical expertise and solutions that add genuine value — helping your customers navigate the parts of the journey that go beyond finance.
You can focus on your core business areas
The Benefits To You
Why not make your life easier, and let Topaz pick up your ancillary requirements workload?
We can help to reduce your workload
Later Life Lending
Later-life borrowing can be more complex, with customers considering everything from retirement mortgages and RIOs to equity release and remortgaging. We can identify an appropriate route for your cusotmer, whether that's something we can arrange directly or a case that needs specialist referral, we've got the options covered.
Unsecured Business Finance
If you have a customer that is looking for business lending to perhaps help with a new contract, fulfill a large order, hire additional staff, purchase new equipment, or ease cash-flow we could help with either a revolving credit facility, term loan, asset or invoice finance.
Niche Finance
Some cases need not only that specialist knowledge and lender relationshipe, but also more time. We can navigate the more difficult cases that have less than usual finance requirements, such as overseas residential mortgages, VAT bridges, where time is of the essence, and probate finance where funds are required before the estate can be realised.
Protection Products
Protection deserves consideration. The FCA has highlighted a significant protection gap, with many people lacking appropriate cover for events such as death, serious illness or loss of income. Protection is often offered as an add-on to the finance journey. Our dedicated, in-house protection Advisers are available to help brokers manage their workload and help customers arrange the cover they and their families need.
Property Reports and Surveys
Valuations can sometimes reveal issues that need further investigation. We can access the services and reports that you need from our network of partners, including structural, asbestos, Japanese Knotweed, timber and damp and wall tie reports. We can also arrange Level 2 (homebuyer), Level 3 (buildings) surveys and Help to Buy valuations.We can save you both time and efffort.
Capital Allowance Reclaims
Has your customer recently bought a commercial property? Don't let the opportunity pass, they may be entitled to claim capital allowances on qualifying fixtures and fittings within the property, reducing the amount of tax payable. We can connect your customer with specialist support for a free consultation to identify and quantify potential allowances, helping ensure valuable tax relief doesn't get overlooked.
Property Insurance
Avaialbe for standard residential to more complex commercial, buy-to-let portfolios and unusual property types. We can discuss your customer's circumstances and make the introduction to get the cover in place that your customer needs. Whether it's buildings insurance or a development warranty, we've got a solution.
Personal Guarantee Insurance
Personal Guarantees are often required from Directors when arranging business finance. We can help arrange cover for both new and existing guarantees relating to most types of business lending, with cover up to 80% of the liability,
Want to know more about our services?
Please email or call us to discuss your requirements info@mytopaz.co.uk or call 0121 296 8700
Alternatively, submit your enquiry using the form below: